Here is a professionally revised and corrected version of the Terms and Conditions content for www.ppcwithprachi.com, ensuring clarity, legal tone, and consistency with standard practices. This version includes corrected grammar, formatting, and structure while keeping the original intent intact:

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Terms and Conditions

Effective Date: [Insert Date]

By accessing this website, www.ppcwithprachi.com (“Website” or “Platform”), you agree to be bound by these Terms and Conditions (“Terms”) in a legally binding agreement between you (“User”, “you” or “your”) and the Merchant (“us”, “we”, or “our”). Please read these Terms carefully before using the Website. If you do not agree with these Terms, you must not access or use the Platform.

We reserve the right to update or modify these Terms at any time by posting changes on the Website. You are encouraged to review the Terms periodically. Continued use of the Platform after any changes constitutes acceptance of those changes. If any amendment is not acceptable to you, please discontinue using the Platform.

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1. Eligibility

By using the Platform, you represent and warrant that you have the legal capacity and authority to enter into this agreement, and to comply with these Terms.

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2. Definitions

• Payment Instrument: Includes credit cards, debit cards, bank accounts, prepaid instruments, Unified Payment Interface (UPI), Immediate Payment Service (IMPS), or any other payment method introduced by banks or financial institutions.
• Platform: Refers to www.ppcwithprachi.com where we offer products or services and facilitate transactions.
• Transaction: Refers to any order or request made by a User to purchase products and/or services via the Platform by paying the applicable Transaction Amount.
• Transaction Amount: The total amount payable by the User for a Transaction.
• User/Users: Any individual or entity availing products or services offered on the Platform.
• Website: Refers to www.ppcwithprachi.com.

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3. Merchant’s Rights

We reserve the right to collect, store, and use the information provided by you to deliver services or products, and to contact you regarding the same.

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4. Your Responsibilities

You agree to provide accurate, complete, and current personal and payment information to facilitate your Transactions. This includes your name, email address, phone number, delivery address, age, gender, and payment details.

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5. Prohibited Actions

You agree not to:

• Use the Platform for unauthorized or unlawful purposes.
• Harvest data from the Platform without permission.
• Circumvent security features of the Platform.
• Attempt to impersonate another User.
• Upload or transmit viruses or malicious code.
• Use automation (e.g., bots, scripts) to interact with the Platform.
• Harass, defame, or harm other Users or our staff.
• Copy, modify, or reverse-engineer any part of the Platform.
• Violate any applicable laws or regulations.

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6. Limitation of Liability

In the event of defective products or service deficiencies, your sole remedy is to initiate a refund process as per our refund policy. We are not liable for indirect losses, and you agree to indemnify us against claims arising from your breach of these Terms.

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7. Reviews and Feedback

We may allow Users to leave reviews. By posting a review, you agree that:

• You have firsthand experience with the product/service.
• Your review is not abusive, defamatory, discriminatory, or misleading.
• You are not affiliated with a competitor.
• We may moderate or remove reviews at our discretion.
• By submitting a review, you grant us a royalty-free, perpetual license to use, reproduce, and distribute your content.

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8. Governing Law & Dispute Resolution

These Terms are governed by the laws of India. You agree that all disputes shall be subject to arbitration in Bengaluru, India under the Arbitration and Conciliation Act, 1996.

• Arbitration shall be conducted in English by a sole arbitrator mutually agreed upon within 30 days of the dispute notice. Failing mutual agreement, the arbitrator shall be appointed as per the Act.
• Arbitration proceedings and related information shall remain confidential.
• Either party may seek injunctive relief from Bengaluru courts where necessary.
• Arbitration costs shall be borne as directed in the arbitral award.

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9. Grievance Redressal

If you have any queries, complaints, or issues regarding a Transaction (e.g., unauthorized charges, refund requests, double debits), please reach out to us via the Contact page or email at: [teamppcwithprachi@gmail.com].

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10. Disclaimer

• By initiating a Transaction, you agree to pay the listed price through valid and lawful means.
• You are responsible for the security of your account credentials and payment information.
• We are not liable for unauthorized use of your Payment Instrument.
• We do not guarantee the Platform will always be secure or virus-free.
• Content on the Platform is for informational purposes only and does not constitute professional advice.
• We are not responsible for third-party links or content posted by other Users.

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If you do not agree to any part of these Terms, you must immediately stop using the Platform.

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